Privacy Policy

Last updated: March 29, 2026

1. Overview

LoanMatch AI ("we", "us", "our") operates the website at loanmatch.ai (the "Service"). This Privacy Policy explains what information we collect, how we use it, and your rights regarding that information. By using the Service, you agree to this policy.

2. Information We Collect

We collect only the information you voluntarily provide when using our matching tools:

  • Loan amount requested
  • Self-reported credit score range
  • Employment type (gig worker, freelancer, self-employed, etc.)
  • Annual income (self-reported)
  • Loan purpose
  • Any information you share in the AI chat

We do not collect your name, Social Security number, date of birth, or any information required to pull a credit report. We do not perform hard or soft credit inquiries.

3. How We Use Your Information

  • To generate loan match results and AI-powered recommendations
  • To improve the accuracy of our matching algorithm
  • To understand aggregate usage patterns (anonymized)

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

4. Third-Party Services

Our AI chat feature is powered by Anthropic's Claude API. Information you share in the chat may be processed by Anthropic in accordance with their Privacy Policy.

Our platform is hosted on Railway. Usage data and server logs are subject to Railway's privacy practices.

5. Cookies and Analytics

We may use cookies or similar technologies for basic session management and anonymous usage analytics. We do not use advertising cookies or third-party tracking pixels.

6. Data Retention

Session data is not persistently stored beyond your active session unless you explicitly save or submit a form. We do not maintain user accounts or long-term profiles.

7. Children's Privacy

The Service is not directed at individuals under the age of 18. We do not knowingly collect information from minors.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated date. Continued use of the Service after changes constitutes acceptance.

9. Contact

Questions about this policy? Reach us via the contact page.