Terms of Service

1. Acceptance of Terms

By accessing or using LoanMatch AI (the "Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. Description of Service

LoanMatch AI is an informational platform that helps users explore potential loan options based on self-reported financial information. We use an AI-powered matching algorithm to surface lender profiles that may be relevant to your situation.

LoanMatch AI is not a lender, broker, or financial advisor. We do not originate loans, guarantee approval, or make credit decisions. All results are for informational purposes only.

3. No Financial Advice

Nothing on this platform constitutes financial, legal, or tax advice. Loan terms, rates, and eligibility shown are illustrative and subject to change. Always verify directly with lenders before making financial decisions. Consult a licensed financial advisor for personalized guidance.

4. Eligibility

You must be at least 18 years old and a resident of the United States to use this Service. By using the Service, you represent that you meet these requirements.

5. Accuracy of Information

You are responsible for the accuracy of information you provide. LoanMatch AI relies on self-reported data to generate results. Inaccurate inputs will produce inaccurate results. We make no warranties about the completeness or accuracy of match results.

6. Intellectual Property

All content, design, code, and materials on the Service are owned by LoanMatch AI and protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without written permission.

7. Prohibited Uses

You agree not to:

• Use the Service for any unlawful purpose
• Submit false or misleading information
• Attempt to scrape, reverse-engineer, or automate access to the Service
• Interfere with the operation of the Service or its infrastructure

8. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the Service will be uninterrupted, error-free, or that results will be accurate or complete.

9. Limitation of Liability

To the fullest extent permitted by law, LoanMatch AI shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service, including any financial decisions made based on information presented here.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated date. Continued use of the Service after changes constitutes acceptance of the new Terms.

11. Governing Law

These Terms are governed by the laws of the United States. Any disputes shall be resolved in the applicable jurisdiction.

12. Contact

Questions about these Terms? Reach us via the contact page.